Financing Options
Flexible payment plans to make your new AC system affordable
Comfortable Payments for Comfortable Air
Don't let budget concerns keep you from a comfortable home. Our financing options make it easy to get the AC system you need with payments that fit your budget.
0% Interest for 12 Months
No interest if paid in full within 12 months
- No interest charges
- Low monthly payments
- Quick approval
- No prepayment penalty
Low Monthly Payment Plans
Extended terms for lower monthly payments
- Terms up to 84 months
- Fixed interest rates
- Predictable payments
- No hidden fees
Same-Day Approval
Get approved quickly so we can start your project
- Apply in minutes
- Instant decision
- No obligation
- Multiple lender options
Quick Approval
Most applications approved in minutes
Affordable Payments
Fit a new AC into your monthly budget
Competitive Rates
Multiple financing partners for best rates
Flexible Options
Choose the plan that works for you
Frequently Asked Questions
What credit score do I need?
We work with multiple lenders and have options for various credit situations. Apply to see what you qualify for.
How long does approval take?
Most applications are approved within minutes. You'll know right away if you're approved.
Can I pay off early?
Yes! There are no prepayment penalties. Pay off your balance early without any extra fees.
What can I finance?
You can finance new AC installations, major repairs, and complete system replacements.
PACE Financing Program
Property Assessed Clean Energy (PACE) is a unique financing option that allows Florida homeowners to finance energy-efficient HVAC upgrades through their property tax bill - with approval based on home equity rather than credit score.
Residential PACE (R-PACE)
Available in Florida, California & Missouri
- Finance high-efficiency HVAC systems, central air, and duct sealing
- Approval based on home equity, not credit score
- Repayment through annual property tax bills over 5-20 years
- No upfront costs for qualifying upgrades
Commercial PACE (C-PACE)
Available in 36+ states nationwide
- Ideal for offices, retail spaces, and commercial properties
- 100% financing with no money down
- Long-term financing up to 25 years
- Off-balance sheet financing option
PACE Financing
Property-Based Financing
- No upfront costs for qualifying upgrades
- Approval based on home equity, not credit
- Pay through property tax over 5-20 years
- Available for Florida homeowners
Check Your PACE Eligibility
Get a free consultation to see if you qualify
How PACE Financing Works
Unlike traditional loans, PACE financing is secured by your property and repaid as a non-ad valorem assessment on your property tax bill. This means approval is based more on your home's equity than your credit score. The assessment stays with the property, not the owner, which can be transferred if you sell your home. Contact us to learn if PACE is right for your AC upgrade project.